Refund Guide
Honda GAP Insurance Refund
Paid off your Honda early? You are likely owed a refund on your Honda Care GAP. Dealers rarely send this automatically. Here is how to claim your money.
Refund Eligibility
Refundable upon early payoff or total loss. Pro-rated based on unexpired term.
When You Get a Refund
Paid Off Early
Refinanced or paid cash before the loan term ended.
Traded In
Traded your Honda for a new car before loan maturity.
Total Loss
Car was totaled and insurance paid out (even if GAP didn't pay).
Calculate Your Honda Refund
Enter your original contract date and payoff date. Our tool calculates the exact pro-rata amount you are owed under state law.
How to Claim Your Refund
Provide payoff letter or total loss statement to selling dealer or Honda Care. To ensure you receive your check, you must typically provide:
- Payoff Letter: From your lender showing the loan is paid in full.
- Odometer Statement: If traded in (showing mileage).
- Cancellation Request: A formal written demand.
Dealers often ignore informal emails. Our tool generates a formal legal demand letter addressed to Honda Protection Products or the dealer principal.