Refund Guide
Tesla GAP Insurance Refund
Paid off your Tesla early? You are likely owed a refund on your Tesla GAP. Dealers rarely send this automatically. Here is how to claim your money.
Refund Eligibility
If you have GAP through Tesla Finance or a partner, it is refundable upon early payoff. If through third-party insurance, contact your provider.
When You Get a Refund
Paid Off Early
Refinanced or paid cash before the loan term ended.
Traded In
Traded your Tesla for a new car before loan maturity.
Total Loss
Car was totaled and insurance paid out (even if GAP didn't pay).
Calculate Your Tesla Refund
Enter your original contract date and payoff date. Our tool calculates the exact pro-rata amount you are owed under state law.
How to Claim Your Refund
Contact Tesla Finance or your third-party GAP provider. To ensure you receive your check, you must typically provide:
- Payoff Letter: From your lender showing the loan is paid in full.
- Odometer Statement: If traded in (showing mileage).
- Cancellation Request: A formal written demand.
Dealers often ignore informal emails. Our tool generates a formal legal demand letter addressed to Tesla Finance or the dealer principal.